The ALL Furniture By Catalog, No Credit Check In-House Financing program, is only available to residents of El Paso, Texas with personal references who live within El Paso County ( No Exceptions ), 18 Years of age or older, for non-commercial use. A credit application needs to be filled online, in-person or in writing, by printing one via the AFBC Credit Application page.
A $300.00 minimum purchase order is required for AFBC In-House Financing. This amount is before sales tax, delivery fees and other charges. AFBC financing cannot be combined with Current Offers, coupon offers, clearance items, or any other available discounts.
In order for AFBC to Guarantee Credit Approval, with no credit limit financing, applicant(s) must provide / meet ALL of the following information / documentation / requirements ( in their own name - no exceptions ):
* Texas Drivers Licence or Texas ID Card. ( for identification purposes )
* Proof of income. ( Last pay stub, employer letter, etc. )
* Two forms of proof of residence. ( Lease agreement, mobile Phone / gas / home phone bill, etc. )
* Three family references. ( complete with physical addresses and phone numbers )
* Two friends references. ( complete with physical addresses and phone numbers )
* A minimum of three months employment required. ( full time or 30+ hours part-time employment )
* New customers required down payment amount ( 50% of purchase order total )
* Previous customers required down payment amount. ( based on payment history )
When applicant submits a No Credit Check In-House Financing application, whether online, in-person or via US Postal Service, He / She hereby:
(1) Certify that ALL information is true, correct and complete.
(2) Allow AFBC to contact any person or companies listed and fully released ALL parties form ALL liability, for any inconveniences / damages it may result.
(3) Agree and understand that application is subject to credit approval by AFBC, located in El Paso, Texas, which ALL payments are to be remitted to, accordingly on due dates.
(4) Agree and understand that I do not exercise any ownership rights of merchandise, until paid in full.
(5) Understand that any personal information must be updated in writing, in case if it changes.
(6) Understand that AFBC will retain the application securely, only if approved.
(7) Certify I have read the AFBC Privacy Policy and this AFBC In-House Financing Legal Information.
In the rare event credit application is not approved or credit is granted but not used, ALL information and documentation provided, whether online, in-person or via US Postal Service, will be deleted / destroyed securely, after 15 days from date of application. A new credit application would need to be filled after 15 days of last application.
